Skip to content
John KurtzNational Real Estate

View all 31 photos →

Charlotte · Charlotte, NC

401 N Church Street #103

Charlotte, NC · 1,438 sqft

$564,900

Reduced from $599,900

  • 3Beds
  • 2Baths
  • 1,438SqFt
  • 2002Year
  • 73Days on market

About this home

The Uptown home many buyers don't realize they're looking for.

Not every buyer looking in Uptown wants to live in a high-rise. Some simply want a home they can walk into.

Tucked into Historic Fourth Ward, this rare one-level corner home combines the simplicity of condominium ownership with something surprisingly uncommon—your own front door, three bedrooms on one level, and an expansive private terrace that extends your living space outdoors.

Step inside and the home immediately feels brighter than you'd expect. Natural light fills the living spaces throughout the day, while top-down/bottom-up blinds allow privacy and sunlight to comfortably coexist—an often-overlooked feature that makes this street-level home feel both open and secluded. A renovated kitchen with Bosch appliances, generous prep space, abundant storage, and a layout that simply works only reinforces the home's remarkably livable design.

The spacious primary suite offers an updated bath, walk-in closet, and generous proportions. Thoughtfully separated secondary bedrooms provide flexibility for guests, a dedicated home office, media room, fitness space, or den, while a full-size laundry room adds the kind of everyday convenience buyers appreciate long after move-in day.

What ultimately sets this home apart isn't found on a floor plan. It's how life unfolds here. Walk home from dinner. Carry groceries straight through your own front door. Step outside with the dog without waiting on an elevator. Meet friends at Romare Bearden Park, catch a Knights game, spend the afternoon in Fourth Ward Park, or enjoy Uptown's restaurants, museums, and performing arts—all just minutes from home.

The city unfolds from here. The pace feels different. Less about elevators and hallways. More about tree-lined streets, neighborhood parks, and coming home to your own front door.

Surrounded by Victorian architecture, mature trees, and one of Uptown's most established residential neighborhoods, this is a home for buyers who want the convenience of Uptown without giving up the feeling of coming home.

Two deeded parking spaces and a private storage unit complete one of Uptown Charlotte's most unexpected ownership opportunities.

Property details

Beds
3
Baths
2
SqFt
1,438
Lot
Year built
2002
Type
Condo
Days on market
73
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Other - See Remarks
Flooring
Carpet, Hardwood
View
City
HOA dues
$654 / mo

Features

  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,811/ month

Principal & interest
$3,498
Property tax (~1.05%)
$494
Homeowners insurance
$164
HOA dues
$654

Down payment

$28,245 down · $536,655 financed

Income to qualify (28% rule)

~$206,213 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.