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John KurtzNational Real Estate

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Fort Mill · Fort Mill, SC

4011 Spring Garden Street

Fort Mill, SC · 3,472 sqft

$776,000

  • 5Beds
  • 4.5Baths
  • 3,472SqFt
  • 2021Year
  • 65x141x65x139Lot
  • 1Days on market

About this home

Welcome to this beautifully appointed two-story home in the highly desirable McCullough neighborhood. Featuring an extended front porch, second-floor walk-out balcony, covered back patio, and expansive outdoor entertaining space, this home offers the perfect blend of comfort and style. Inside, you'll find a versatile flex room with built in speakers, ideal for recreation or entertainment (currently used as a home theater), a private guest suite with a full bath on the main level, and a designated home office area. The gourmet kitchen is the heart of the home, showcasing a large granite island, gas cooktop, walk-in pantry, and abundant workspace. The spacious great room is highlighted by a cozy gas-log fireplace, creating a warm and inviting gathering space. With thoughtfully designed living areas, exceptional outdoor amenities, and a sought-after location close to shopping, dining, parks, and top community amenities, this home is a rare opportunity in one of the area's most desirable neighborhoods. For school year 2026-2027, per York County Schools, the middle school is Flint Hill. Springfield Middle was the school for the past school year 2025-2026.

Property details

Beds
5
Baths
4.5
SqFt
3,472
Lot
65x141x65x139
Year built
2021
Type
Single Family
Days on market
1
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Tile, Wood
HOA dues
$114 / mo

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • In-Ground Irrigation
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,825/ month

Principal & interest
$4,805
Property tax (~1.05%)
$679
Homeowners insurance
$226
HOA dues
$114

Down payment

$38,800 down · $737,200 financed

Income to qualify (28% rule)

~$249,656 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.