Charlotte · Charlotte, NC
405 W 7th Street
Charlotte, NC · 1,271 sqft
$425,000
- 3Beds
- 2Baths
- 1,271SqFt
- 1999Year
- 1Days on market
About this home
Welcome to this spacious top-floor condo in the heart of Fourth Ward, offering one of the larger floor plans in the building. With three bedrooms and two full bathrooms, this unit combines functional living with an unbeatable Uptown location. Inside, you’ll find a thoughtfully designed layout with generous living spaces, an updated kitchen, and a cozy fireplace anchoring the living room. The kitchen features timeless white cabinetry and a beautiful backsplash. Just off the main living area, a small private balcony offers the perfect spot for morning coffee or fresh air. The oversized primary suite features a large walk-in closet and updated en-suite bathroom with a beautiful tile shower, while two additional bedrooms and a second full bath provide flexibility for guests, office space, or everyday living. In-unit laundry adds convenience, and elevator access makes top-floor living easy. Residents enjoy gated, assigned parking along with an overflow lot for guests and visitors. The building also features a shared rooftop terrace with grilling area and spectacular Uptown skyline views. Another bonus is the updated HVAC system (2023). Enjoy the charm of historic Fourth Ward with close proximity to Uptown dining, parks, entertainment, and a convenient Harris Teeter just across the street!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,271
- Lot
- —
- Year built
- 1999
- Type
- Condo
- Days on market
- 1
- Garage
- 1
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Slab
- View
- City
Features
- Kitchen Island
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,127/ month
- Principal & interest
- $2,632
- Property tax (~1.05%)
- $371
- Homeowners insurance
- $123
- HOA dues
- —
Down payment
$21,250 down · $403,750 financed
Income to qualify (28% rule)
~$134,056 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

