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John KurtzNational Real Estate

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Shelby · Shelby, NC

406 Circle Drive W

Shelby, NC · 1,310 sqft

$150,000

  • 3Beds
  • 1Baths
  • 1,310SqFt
  • 1948Year
  • 60x197x76x166Lot
  • 1Days on market

About this home

Just hit the market and has SO much potential! Come live, work and play near the ongoing activities and revitalization throughout Cleveland County to include the nearby Two Kings Casino development! This 2/1 ranch home is just beaming with possibilities!! It has a third bedroom that just needs the doors added to make it official~ over 1300 square feet of living space with the real deal hardwood floors, wood burning fireplace in the living room plus a Brand New HVAC system in 2025! This property would be ideal and budget friendly for those not wanting to rent anymore or for investors and/or flippers alike. Did I say SO much potential? City water and sewer with Shelby, lovely covered front porch for relaxing and taking a tea break, wheelchair ramp/ home is partially handicap accessible, a small, but wired storage shed out back to convey AS IS. This Home provides easy access to all that Shelby has to offer ~ Great Location within a mile or so from Hwy 74 and a few minutes to Uptown Shelby where you can visit the Farmer's Market, cafe's, shopping, restaurants, etc. But all the while still offering a quaint neighborhood feel. New construction is just about 4-5 houses down from this one priced at $289K! All this Home needs is You and Your Decorative Vision. Come see it today! (Final Belongings in the Home will be removed prior to closing. Refrigerator does not stay but the washer and dryer does.)

Property details

Beds
3
Baths
1
SqFt
1,310
Lot
60x197x76x166
Year built
1948
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement, Crawl Space
Flooring
Linoleum, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,103/ month

Principal & interest
$928
Property tax (~1.05%)
$131
Homeowners insurance
$43
HOA dues

Down payment

$7,500 down · $142,500 financed

Income to qualify (28% rule)

~$47,313 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.