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John KurtzNational Real Estate

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Conover · Conover, NC

4090 Library Lane NW

Conover, NC · 2,438 sqft

$450,000

  • 4Beds
  • 2.5Baths
  • 2,438SqFt
  • 2009Year
  • 75' x 100' x 75' x 100'Lot

About this home

The character of this Charleston-style 2story home in the quiet Cline Village neighborhood is just so charming; From the covered front porch to the tall ceilings, 1st floor crown molding and plantation shutters thruout, you'll feel right at home; Beautiful wood floors greet you and the open layout lets all that natural light flow in thru the tall windows; The kitchen features granite counters, a tiled backsplash, stainless steel appliances, a breakfast bar, a dining area, recessed lites and a convenient pantry; The gas logs fireplace in the living room will keep you in the festive spirit in the wintertime; The generously-sized primary bedroom has lots of windows and a primary bathroom with a ceramic tile floor, garden tub, stall shower and a large walk-in-closet; The 2nd floor loft is a great multi-use area and connects with all 3BRS and the full bathroom; The 2nd floor bathroom has a ceramic tile floor, a tubshower and a double vanity; Spacious bedroom sizes with carpeting keeping your feet cozy; Other features include 6-panel interior doors and Bessler pulldown stairs for the attic entry and storage; The privacy-fenced backyard has a huge 493 sqft deck with a gazebo; New architectural shingle home and garage roofs in December 2024; 2 heat pumps and a 50 gallon water heater with a new heating element; The detached 2 car garage has a new overhead door as of November 2025; This wonderful home is just minutes to Walmart and to Highway 40 as well as 15 minutes to Hickory shopping, restaurants and to Lake Hickory and the Catawba River;

Property details

Beds
4
Baths
2.5
SqFt
2,438
Lot
75' x 100' x 75' x 100'
Year built
2009
Type
Single Family
Garage
2
Heating
Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl, Wood
HOA dues
$110 / qtr

Features

  • Breakfast Bar
  • Garden Tub
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,348/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$36

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$143,513 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.