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John KurtzNational Real Estate

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Shelby · Shelby, NC

413 S Washington Street

Shelby, NC · 6,058 sqft

$850,000

  • 6Beds
  • 3.5Baths
  • 6,058SqFt
  • 1909Year
  • 93ft x 205ftLot
  • 1Days on market

About this home

SS Royster House – A Rare Opportunity to Own a Piece of Shelby History

Step back in time and experience the grandeur of the SS Royster House, an impressive 1909 Colonial Revival residence that stands as one of Shelby's distinguished historic homes. Offering more than 5,000 square feet of living space, this remarkable property showcases the timeless craftsmanship, architectural character, and generous room sizes that define a bygone era.

Lovingly cared for by its current stewards, the home has undergone significant updates in recent years, blending modern comfort with historic charm. Improvements include renovated kitchens and bathrooms, updated HVAC systems, and electrical enhancements, allowing the next owner to enjoy the best of both worlds—historic elegance and contemporary convenience.

From its stately presence and expansive rooms to its rich history and enduring character, the SS Royster House offers endless possibilities. Whether envisioned as a grand private residence, a multi-generational home, or a charming bed-and-breakfast, this property provides a unique opportunity to create a lasting legacy.

Ideally located within walking distance of downtown Shelby, you'll enjoy easy access to some of the area's most beloved destinations, including the Cleveland County Arts Council, the Earl Scruggs Center, and the Don Gibson Theatre. Stroll downtown to discover local restaurants, breweries, boutiques, coffee shops, entertainment, and community events that make Shelby such a vibrant place to call home.

Become the next steward of the SS Royster House and write the next chapter in the story of this extraordinary historic property.

Property details

Beds
6
Baths
3.5
SqFt
6,058
Lot
93ft x 205ft
Year built
1909
Type
Single Family
Days on market
1
Style
Colonial
Heating
Ductless
Cooling
Ductless
Foundation
Basement, Crawl Space
Flooring
Tile, Wood
View
City

Features

  • Attic Stairs Fixed
  • Entrance Foyer
  • Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,255/ month

Principal & interest
$5,264
Property tax (~1.05%)
$743
Homeowners insurance
$247
HOA dues

Down payment

$42,500 down · $807,500 financed

Income to qualify (28% rule)

~$268,113 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.