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John KurtzCharlotte · NC

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Concord · Concord, NC

4220 Sebring Court SW

Concord, NC · 2,317 sqft

$399,975

  • 5Beds
  • 2.5Baths
  • 2,317SqFt
  • 2002Year
  • .25Lot

About this home

Fully renovated and move-in ready, this stunning 5-bedroom home is nestled in a quiet, highly desirable NO HOA neighborhood and offers the perfect blend of modern updates and functional living space. Featuring an open floor plan with both formal living and dining rooms, 9-foot ceilings, and a large yard, this home has been thoughtfully updated throughout with new LVP flooring (2026), new kitchen and bathroom cabinets with quartz countertops (2026), fresh paint (2026), new lighting and outlets (2026), and a new dishwasher (2026). Major system updates provide peace of mind, including new windows (2017), roof (2020), HVAC (2021), and water heater (2018). With spacious bedrooms, stylish finishes, and plenty of room for entertaining both indoors and out, this home is a rare find in an established neighborhood with no HOA restrictions.

Property details

Beds
5
Baths
2.5
SqFt
2,317
Lot
.25
Year built
2002
Type
Single Family
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,900/ month

Principal & interest
$2,477
Property tax (~0.92%)
$306
Homeowners insurance
$116
HOA dues

Down payment

$19,998 down · $379,976 financed

Income to qualify (28% rule)

~$124,305 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.