Charlotte · Charlotte, NC
4223 Ruth Creek Court
Charlotte, NC · 2,738 sqft
$466,990
- 5Beds
- 3.5Baths
- 2,738SqFt
- 2026Year
- 1Days on market
About this home
The Waring III at Sunset Meadows was designed for this spectacular wooded lot. Main level living with plenty of space for spreading out upstairs with a Loft that is 21 x 22 ft. The open-concept layout seamlessly connects the spacious family room, kitchen, and breakfast area. The kitchen is equipped with 42" modern cabinets, quartz countertops, a large island, pantry, and stainless-steel appliances. Vinyl plank flooring extends throughout the first floor. Also on the first floor is the owner's bedroom with ensuite bath with a large tiled shower, double vanity, linen closet, and a generous walk-in closet as well as the laundry room. Upstairs, you will have 4 large bedroom and the extra large LOFT. This is the house EVERYONE wants in a convenient location off Sunset Road - inside IH 485 and IH 77 just minutes to Uptown Charlotte. Projected completion September 2026. Receive closing costs using builders preferred lender.
Property details
- Beds
- 5
- Baths
- 3.5
- SqFt
- 2,738
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Farmhouse
- Heating
- Electric
- Cooling
- Central Air, Electric
- Foundation
- Slab
- Flooring
- Carpet, Vinyl
- HOA dues
- $700 / yr
Features
- Attic Stairs Pulldown
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,495/ month
- Principal & interest
- $2,892
- Property tax (~1.05%)
- $408
- Homeowners insurance
- $136
- HOA dues
- $58
Down payment
$23,349 down · $443,640 financed
Income to qualify (28% rule)
~$149,801 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


