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John KurtzCharlotte · NC

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Lincolnton · Lincolnton, NC

4240 Hunter Rhyne Road

Lincolnton, NC · 1,902 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,902SqFt
  • 2005Year
  • 3Days on market

About this home

North Lincoln Schools | One-Level Living | No HOA | Prime Location

If you've been searching for a home that offers comfort, convenience, and room to enjoy life without the upkeep of a larger property, this all-brick beauty deserves a closer look. Offering more than 1,900 square feet, this thoughtfully designed one-level home features a desirable split-bedroom floor plan that provides both privacy and functionality. A dedicated office creates the perfect space for working from home, hobbies, or managing everyday life.

Situated on a large, level corner lot, the property offers plenty of outdoor space to enjoy gardening, entertaining, pets, or simply relaxing without the restrictions of an HOA. The timeless all-brick exterior provides lasting curb appeal and low-maintenance living.

Whether you're purchasing your first home, looking for more manageable living space, or seeking a place that allows you to simplify without sacrificing comfort, this home offers exceptional flexibility for a variety of lifestyles.

Location is one of its greatest advantages. Nestled within the highly sought-after North Lincoln school district, you'll enjoy easy access to Highway 16 Bypass, making Charlotte reachable in under 30 minutes. Low Lincoln County taxes add to the home's value while allowing you to enjoy more of what matters most.

Beyond the property itself, Lincoln County offers a lifestyle many buyers are searching for—a welcoming community with a thriving downtown featuring local restaurants, breweries, shops, seasonal events, and community gatherings. Weekend adventures are always within reach, with the Blue Ridge Mountains less than an hour away and North Carolina's beautiful beaches just a few hours from home.

This is more than a house—it's an opportunity to enjoy the balance of small-town charm, modern convenience, and a location that keeps you connected to everything North Carolina has to offer.

Property details

Beds
3
Baths
2
SqFt
1,902
Lot
Year built
2005
Type
Single Family
Days on market
3
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,311/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$141,942 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.