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John KurtzNational Real Estate

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Oakboro · Oakboro, NC

431 Laurel Oak Avenue #114p

Oakboro, NC · 1,370 sqft

$324,900

  • 3Beds
  • 2Baths
  • 1,370SqFt
  • 2026Year
  • 1Days on market

About this home

Proposed Semi-Custom Construction | Oaks at St. Martin | The Ryker — Build your dream home at Oaks at St. Martin, a new True Homes community in Oakboro, NC, offering the comfort of new construction, a connected small-town setting, and convenient access to local parks, everyday amenities, community events, and destinations throughout Stanly County. Discover The Ryker, a versatile floorplan ranging from approximately 1,370 3 Bedrooms and 2 Bathrooms designed to adapt to a variety of lifestyles. The main level welcomes you with a spacious Primary Suite featuring a private bath and generous walk-in closet. Continuing through the home, enjoy an open-concept Kitchen, Dining Area, and Great Room designed for gathering and everyday living, with opportunities to personalize your space through available options such as a raised ceiling and fireplace. Additional first-floor features include two secondary Bedrooms, a full Bathroom, and convenient Laundry Room access. Looking for more flexibility? Add the optional second-floor expansion to create a Bonus Room, additional Bathroom, or extra Bedroom. Personalize this semi-custom home with available design selections and upgraded features to create a home tailored to the way you live.

Property details

Beds
3
Baths
2
SqFt
1,370
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
3
Style
Ranch, Other
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Vinyl
HOA dues
$300 / 6mo

Features

  • Cable Prewire
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,441/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues
$50

Down payment

$16,245 down · $308,655 financed

Income to qualify (28% rule)

~$104,625 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.