Charlotte · Charlotte, NC
4317 Ruskin Drive
Charlotte, NC · 1,748 sqft
$600,000
- 4Beds
- 2Baths
- 1,748SqFt
- 1945Year
- 2Days on market
About this home
Don't miss this exceptional opportunity to own a beautifully updated 4-bedroom, 2-bath home in one of Charlotte's most desirable locations, Collongwood. Offering 1,746 square feet of finished living space, this charming cottage combines character, flexibility, and value in a way that's hard to find at this price point. The thoughtfully designed layout features two bedrooms and a full bath on the main level, a private upper-level attic bedroom, and a fully equipped lower-level suite complete with its own bedroom, full bath, kitchenette, living space, and cozy reading area—ideal for guests, as an in-law suite, or potential rental income. The main floor showcases stylish updates throughout, including an inviting kitchen with peninsula seating, dining area, custom concrete countertops, and a striking concrete fireplace feature. Step outside to an elevated rear deck overlooking a spacious, tree-lined backyard that provides both privacy and a peaceful natural setting. Additional storage and functionality abound with a conditioned storage room in the basement and approximately 503 square feet of unfinished storage space between the attic and storage room, not included in the home's listed square footage. A secondary laundry hookup located in the upstairs bedroom closet offers the flexibility of separate laundry arrangements when utilizing the lower-level suite independently. Conveniently situated just minutes from the LYNX Blue Line, South End, Park Road Shopping Center, and SouthPark, this move-in-ready home delivers location, versatility, and value all in one package.
Property details
- Beds
- 4
- Baths
- 2
- SqFt
- 1,748
- Lot
- —
- Year built
- 1945
- Type
- Single Family
- Days on market
- 2
- Style
- A-Frame, Cottage
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Vinyl
Features
- Attic Finished
- Attic Stairs Fixed
- Kitchen Island
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,415/ month
- Principal & interest
- $3,715
- Property tax (~1.05%)
- $525
- Homeowners insurance
- $175
- HOA dues
- —
Down payment
$30,000 down · $570,000 financed
Income to qualify (28% rule)
~$189,255 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


