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John KurtzNational Real Estate

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Denver · Denver, NC

4342 Harbor Watch Drive

Denver, NC · 3,555 sqft

$825,000

  • 4Beds
  • 3.5Baths
  • 3,555SqFt
  • 2003Year
  • 1Days on market

About this home

This is the home you’ve been looking for! This property features private community access to Lake Norman with a beach area AND boat launch, is located in the highly sought-after Rock Springs and North Lincoln school district, includes separate living quarters with a private entrance, an attached garage in addition to a large workshop, a spacious fenced backyard with room for a pool, and an easy commute to Charlotte and Charlotte Douglas International Airport. Nestled on a private cul-de-sac, this home is designed for everyday living and entertaining. One of the standout features is the community lake access, complete with a private beach area and boat launch, making it easy to enjoy boating, fishing, and all that Lake Norman has to offer. The property includes a designated fenced area for on-site boat storage or a camper. Inside, the home features a desirable split-bedroom floor plan on the main level, providing privacy for family and guests. The spacious bonus room offers flexibility for a home office, media room, work out room, or playroom. A rare and highly sought-after feature is the separate living quarters with a private entrance or an entrance from interior of home, creating the ideal setup for multi-generational living, extended guests, an in-law suite, or potential rental income. Step outside to a beautifully fenced backyard with a place to garden and fire pit area. Plenty of room to add a pool if you choose. The expansive deck provides the perfect setting for entertaining, grilling, or relaxing. Car enthusiasts and craftsmen will appreciate the incredible workspace this property provides. In addition to the attached garage, the property features a substantial workshop with room for woodworking, automotive projects, equipment storage, or hobby space. With sought-after schools, private lake-community amenities, dedicated boat storage, flexible living arrangements, exceptional workshop space, and a prime location near Charlotte, this property delivers a lifestyle that is truly hard to find. Don’t miss the opportunity to make it yours!

Property details

Beds
4
Baths
3.5
SqFt
3,555
Lot
Year built
2003
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$250 / yr

Features

  • Breakfast Bar
  • Central Vacuum
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,092/ month

Principal & interest
$5,109
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues
$20

Down payment

$41,250 down · $783,750 financed

Income to qualify (28% rule)

~$261,120 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.