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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

435 S Tryon Street #703

Charlotte, NC · 1,393 sqft

$764,999

Reduced from $799,999

  • 2Beds
  • 2Baths
  • 1,393SqFt
  • 2002Year
  • 115Days on market

About this home

There are luxury condos. Then there is The Ratcliffe.

For buyers who have dreamed of owning on The Ratcliffe's coveted park-facing side without crossing the seven-figure threshold, Unit 703 represents a rare opportunity. One of only four residences featuring this sought-after floor plan and perfectly centered along the park-facing side of the building, #703 combines the architectural character The Ratcliffe is known for with one of its most desirable locations.

Inside, soaring 10'8" ceilings, hardwood floors, extensive moldings and a gas fireplace create a warm, timeless living environment. Expansive windows fill the home with natural light, while the open kitchen, dining and living areas flow together for everyday living and entertaining — all with direct views of Uptown and The Green.

The covered terrace is what truly sets this residence apart. Unlike the narrow balconies found in many Uptown condos, this is genuine outdoor living space overlooking The Green — room for dinner with friends, a quiet evening outside or simply watching the city come alive below.

The spacious primary suite features a generous walk-in closet and bath with dual vanities, whirlpool tub and separate shower. A secondary bedroom and full bath provide flexibility for guests, a home office or both.

And then there is the location.

The Green is quite literally outside your door, framed by the Mint Museum, Bechtler Museum of Modern Art, Charlotte Convention Center and historic St. Peter's Church. Restaurants, theaters, sporting events, museums and Uptown's cultural destinations are all just moments away.

Two deeded parking spaces and a private storage unit complete a package increasingly difficult to replicate in Uptown Charlotte.

Positioned below its independent July 2026 appraisal, lightly used unit 703 offers an exceptional opportunity to own one of The Ratcliffe's coveted park-facing residences at a price rarely available in the building. Seller (original owner) welcomes reasonable offers.

Property details

Beds
2
Baths
2
SqFt
1,393
Lot
—
Year built
2002
Type
Condo
Days on market
115
Garage
2
Style
Transitional
Heating
Heat Pump
Cooling
Central Air
Foundation
Other - See Remarks
Flooring
Carpet, Hardwood, Tile
View
City, Year Round
HOA dues
$776 / mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,406/ month

Principal & interest
$4,737
Property tax (~1.05%)
$669
Homeowners insurance
$223
HOA dues
$776

Down payment

$38,249 down · $726,749 financed

Income to qualify (28% rule)

~$274,557 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.