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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

4403 Hubbard Road

Charlotte, NC · 2,120 sqft

$415,000

  • 3Beds
  • 2Baths
  • 2,120SqFt
  • 1995Year
  • IrregularLot

About this home

Welcome to 4403 Hubbard Road, a beautifully maintained home offering timeless curb appeal, major system updates, and a convenient North Charlotte location. Featuring a classic brick-accented exterior, inviting front porch, and mature landscaping, this property delivers the perfect combination of character, comfort, and functionality.

One of the biggest advantages of this home is the peace of mind that comes with a new roof and HVAC system installed in 2024, helping reduce future maintenance concerns and adding long-term value for the next owner.

Inside, you'll find spacious living areas filled with natural light, a functional floor plan, and flexible spaces ideal for everyday living, entertaining, working from home, or accommodating guests. The thoughtful layout provides comfort and versatility while maintaining a warm and welcoming feel throughout.

Step outside and enjoy the privacy this property provides. The backyard backs up to a wooded area, creating a peaceful natural setting and offering additional privacy with no immediate rear neighbors. Whether you're enjoying your morning coffee, hosting family and friends, or simply unwinding after a long day, the wooded backdrop creates a tranquil outdoor environment that's increasingly difficult to find in Charlotte.

Conveniently located approximately 15 minutes from Uptown Charlotte, this home provides easy access to major employment centers, shopping, dining, entertainment, healthcare facilities, and Charlotte Douglas International Airport. Northlake Mall, Concord Mills, University City, and numerous parks and recreation opportunities are all within a short drive.

Homes with major updates, privacy, and a desirable Charlotte location are becoming increasingly difficult to find. Whether you're a first-time buyer, relocating to the Charlotte area, upsizing, or looking for a long-term investment, this property presents an exceptional opportunity.

Highlights: • New Roof (2024) • New HVAC System (2024) • Brick-accented exterior with excellent curb appeal • Covered front porch • Backyard backing to a wooded area for added privacy • Spacious and functional floor plan • Convenient access to I-77, I-85, and I-485 • Approximately 15 minutes to Uptown Charlotte • Close to shopping, dining, healthcare, and entertainment • Move-in ready with major system updates already completed

Property details

Beds
3
Baths
2
SqFt
2,120
Lot
Irregular
Year built
1995
Type
Single Family
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Wood

Features

  • Attic Walk In
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,054/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$130,902 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.