Union Mills · Union Mills, NC
442 Whitestone Circle
Union Mills, NC · 1,486 sqft
$395,000
- 2Beds
- 2Baths
- 1,486SqFt
- 2011Year
- 3Days on market
About this home
Welcome to this meticulously maintained log home on 1.59 private acres inside the gated Hearthstone Ridge community. The 2BR/2BA layout features warm wood interiors, vaulted ceilings, new hardwood flooring, and beautifully renovated baths. The living area centers around a cozy gas fireplace, while the kitchen boasts a butcher block island, gas stove, granite sink, and reverse osmosis water. Notable updates include a freshly stained exterior (2025), HVAC (2024), tankless water heater, encapsulated crawlspace, and a 2025 roof inspection. Enjoy outdoor living on the covered front porch or back deck. The property includes a detached workshop with electricity, a matching 2-car carport, and an accessible ramp entrance. Residents enjoy gated security and community amenities including a park, gazebo, and creek. Enjoy peaceful foothills living within easy reach of Rutherfordton dining and shopping!
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,486
- Lot
- —
- Year built
- 2011
- Type
- Single Family
- Days on market
- 3
- Style
- Cabin
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Tile, Wood
- HOA dues
- $475 / yr
Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,946/ month
- Principal & interest
- $2,446
- Property tax (~1.05%)
- $345
- Homeowners insurance
- $115
- HOA dues
- $39
Down payment
$19,750 down · $375,250 financed
Income to qualify (28% rule)
~$126,290 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.