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John KurtzNational Real Estate

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Belmont · Belmont, NC

4420 Tucker Road

Belmont, NC · 3,140 sqft

$979,000

  • 2Beds
  • 3Baths
  • 3,140SqFt
  • 2000Year
  • 1Days on market

About this home

Welcome to your private waterfront retreat on the shores of Lake Wylie, where breathtaking sunsets, deep water and exceptional outdoor living create the ultimate lake lifestyle. Perfectly situated on a picturesque .63-acre peninsula lot, this property is designed to maximize its stunning water views with expansive decks, a private dock, boat ramp and inviting outdoor spaces that make every day feel like a vacation. Inside, you'll find a thoughtfully designed home offering two bedrooms, a third bedroom (without a closet), three full baths and a finished basement, providing flexible space for guests, a home office or additional sleeping quarters. The welcoming living room features soaring vaulted ceilings, a gas fireplace and an impressive views of the lake. The recently remodeled kitchen is beautifully appointed with new appliances, tile countertops, an updated backsplash, white cabinetry and flows effortlessly into the dining area, making entertaining both easy and enjoyable. Wake up to tranquil water views each morning from the main-level primary suite, complete with direct access to the lakeside balcony, the perfect place to enjoy your morning coffee or unwind as the sun sets across the water. Two additional spacious bedrooms, a full bath, a welcoming foyer and a generously sized laundry room with utility sink complete the main level. The recently finished lower level adds approximately 1,280 square feet of versatile living space and is perfectly suited for entertaining after a day on the lake. Complete with a second kitchen, full bath, gas fireplace and expansive recreation area, it offers the ideal setup for hosting family and friends or creating a private guest retreat. Step outside and experience what truly sets this property apart. Multiple levels of outdoor living invite you to soak in panoramic lake views or gather around with friends as vibrant sunsets paint the evening sky. Relax year-round in the new hot tub tucked beneath the deck, or head down to your private dock featuring a stationary seating area, floating dock and boat slip for effortless days on the water. A detached three-car garage and storage shed provide abundant space for vehicles, boats, golf carts and all of your lake toys. Ideally located just minutes from Downtown Belmont, I-85, and Charlotte Douglas International Airport, this exceptional property offers the perfect combination of peaceful waterfront living and everyday convenience.

Property details

Beds
2
Baths
3
SqFt
3,140
Lot
Year built
2000
Type
Single Family
Days on market
1
Garage
3
Heating
Heat Pump
Cooling
Ceiling Fan(s)
Foundation
Basement
Flooring
Carpet, Tile, Vinyl
View
Water

Features

  • Breakfast Bar
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Dock - Floating

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$7,042/ month

Principal & interest
$6,063
Property tax (~0.85%)
$693
Homeowners insurance
$285
HOA dues

Down payment

$48,950 down · $930,050 financed

Income to qualify (28% rule)

~$301,809 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.