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John KurtzNational Real Estate

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Gastonia · Gastonia, NC

4525 Hemphill Road

Gastonia, NC · 1,033 sqft

$220,000

  • 2Beds
  • 1Baths
  • 1,033SqFt
  • 1940Year

About this home

Move-in ready and full of charm! This 2-bedroom, 1-bath home sits on a spacious 0.70-acre lot with a fully fenced backyard, offering plenty of room to relax, or entertain. No HOA. Inside, you’ll find a bright, inviting layout featuring white cabinetry, quartz countertops, stainless steel appliances, vinyl plank flooring throughout the living room and kitchen, and carpet in the bedrooms. Start your mornings or unwind in the evenings on the screened-in porch. Whether you’re a first-time homebuyer, looking to downsize, or searching for a property with room to enjoy the outdoors, this home is ready for its next owner!

Property details

Beds
2
Baths
1
SqFt
1,033
Lot
Year built
1940
Type
Single Family
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,582/ month

Principal & interest
$1,362
Property tax (~0.85%)
$155
Homeowners insurance
$64
HOA dues

Down payment

$11,000 down · $209,000 financed

Income to qualify (28% rule)

~$67,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.