Charlotte · Charlotte, NC
4619 Kirkgard Trail
Charlotte, NC · 2,638 sqft
$420,000
- 4Beds
- 2.5Baths
- 2,638SqFt
- 1994Year
- 60x105x139x151Lot
About this home
This 4-bedroom, 2.5-bathroom home offers a spacious and character-filled layout, starting with a welcoming front deck perfect for outdoor relaxation. Inside, the home features an open kitchen equipped with durable Formica countertops, flowing seamlessly into a living room anchored by a cozy fireplace. Elegant French doors add a touch of sophistication to the interior, while the large garage provides superior storage or workshop space. The home is finished with a practical mix of carpet and vinyl flooring throughout. While the property needs some TLC, its generous room count and functional floor plan, including the expansive garage and charming outdoor spaces, offer an excellent opportunity to build significant equity through cosmetic updates and modernizing the finishes.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 2,638
- Lot
- 60x105x139x151
- Year built
- 1994
- Type
- Single Family
- Garage
- 2
- Style
- Traditional
- Heating
- Forced Air, Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Zoned
- Foundation
- Slab
- Flooring
- Carpet, Vinyl, Wood
- View
- City
- HOA dues
- $175 / qtr
Features
- Attic Other
- Cable Prewire
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,149/ month
- Principal & interest
- $2,601
- Property tax (~1.05%)
- $367
- Homeowners insurance
- $122
- HOA dues
- $58
Down payment
$21,000 down · $399,000 financed
Income to qualify (28% rule)
~$134,979 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


