Skip to content
John KurtzNational Real Estate

View all 27 photos →

Charlotte · Charlotte, NC

4619 Kirkgard Trail

Charlotte, NC · 2,638 sqft

$420,000

  • 4Beds
  • 2.5Baths
  • 2,638SqFt
  • 1994Year
  • 60x105x139x151Lot

About this home

This 4-bedroom, 2.5-bathroom home offers a spacious and character-filled layout, starting with a welcoming front deck perfect for outdoor relaxation. Inside, the home features an open kitchen equipped with durable Formica countertops, flowing seamlessly into a living room anchored by a cozy fireplace. Elegant French doors add a touch of sophistication to the interior, while the large garage provides superior storage or workshop space. The home is finished with a practical mix of carpet and vinyl flooring throughout. While the property needs some TLC, its generous room count and functional floor plan, including the expansive garage and charming outdoor spaces, offer an excellent opportunity to build significant equity through cosmetic updates and modernizing the finishes.

Property details

Beds
4
Baths
2.5
SqFt
2,638
Lot
60x105x139x151
Year built
1994
Type
Single Family
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Foundation
Slab
Flooring
Carpet, Vinyl, Wood
View
City
HOA dues
$175 / qtr

Features

  • Attic Other
  • Cable Prewire

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,149/ month

Principal & interest
$2,601
Property tax (~1.05%)
$367
Homeowners insurance
$122
HOA dues
$58

Down payment

$21,000 down · $399,000 financed

Income to qualify (28% rule)

~$134,979 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.