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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

4627 Water Oak Road

Charlotte, NC · 5,270 sqft

$2,790,000

  • 5Beds
  • 5.5Baths
  • 5,270SqFt
  • 2026Year

About this home

Beautifully Crafted New Construction Home on a Highly Desirable Level Lot in Cotswold. Low Slung Rooflines, Paver Stone Driveway, Copper Gas Lanterns, Soaring Windows and Hand Crafted Brick Detailing Create an Elegant Exterior. Inside Features Wide Plank Natural White Oak Flooring with High End Details like Breathtaking Hand Blown Glass Chandelier in the Foyer, a Locally Made Fluted Plaster Fireplace in the Great Room, Double Thick Waterfall Edge Island, Custom Cabinets and More. Start and End Your Days Right with Endless Natural Light Flowing Inside the Home from the Oversized Windows and Soaring Ceilings. Entertaining Friends Family and Guests is a Breeze from the Heart of the Home Which Overlooks the Dining Area, Scullery, Great Room and Outdoor Porch - Outdoor Area Features a Vaulted Tongue and Groove Wood Ceiling over the Covered Porch with and Additional Built in Fireplace - Lot Fits a Pool, Firepit and More. The Chef's Kitchen will Delight any Cook, Amateur or Professional with its 48" Dual Fuel Range, 42" Built in Paneled Thermador Refrigerator, Paneled Dishwasher, Built in Spice Cabinets, Gorgeous Faucets, Hardware and Fixtures. Impressive Scullery off the Kitchen with Great Storage plus Second Dishwasher. 5 Bedrooms, 5 Full Bathrooms, Office Areas, Huge Bonus Room, a Proper Craft or Media Room with Bonus Closet and a Loft and Reading Nook - So Many Areas to Spread Out when Degrees of Separation Needed. Builder is Proud to Include Attached 3 Car Garage Pre-Wired Electric Vehicle Charging that can Acomodate a Lift with Such Tall Ceiling Height. This is a Stunning Home with a Great Level Lot Location. Other Features Include Oversize Doors, Dual Trane High Efficiency HVAC Units, Rinnai Tankless Water Heater and Marvin Windows. 10 and 12 Foot Ceilings on the Main Level and 9 Foot on the Upper Level. One Well Built Home with Beautiful Appeal both Inside and Out.

Property details

Beds
5
Baths
5.5
SqFt
5,270
Lot
Year built
2026
Type
Single Family
Garage
3
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Marble, Tile, Wood

Features

  • Attic Stairs Pulldown
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$20,534/ month

Principal & interest
$17,279
Property tax (~1.05%)
$2,441
Homeowners insurance
$813
HOA dues

Down payment

$139,500 down · $2,650,500 financed

Income to qualify (28% rule)

~$880,040 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.