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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

4744 Hickory Grove Road

Mount Holly, NC · 1,432 sqft

$325,000

  • 4Beds
  • 2Baths
  • 1,432SqFt
  • 1968Year

About this home

This 4-bedroom, 1.5-bath home sits on over an acre in the Gaston County School District and offers the kind of space that's getting harder to find. Whether you're raising a family or simply want room to spread out, you'll appreciate both the indoor and outdoor living this property provides. Inside, you'll find a large living room that's perfect for family gatherings, movie nights, and holidays, along with a spacious eat-in kitchen where everyone naturally comes together. Outside, there's plenty to keep the kids entertained, including a commercial-grade playground and their very own playhouse. A storage building provides extra space for tools, lawn equipment, and seasonal items. One of the biggest surprises is the 1,432-square-foot unfinished basement. Leave it as-is for storage and hobbies, or finish it out to create additional living space. With so much square footage already under roof, the possibilities are endless—and finishing the basement would nearly double the size of the home. You'll also have peace of mind knowing the major updates have already been taken care of, including a new 2,000-gallon septic system(2026), new HVAC (2018), new roof (2020), and new water heater (2024). Bonus opportunity: As you drive onto the property, you'll notice a separate building to the left. This structure is owned as an investment by the seller and his father and is available for purchase separately for $100,000. The building already has a new roof, new windows, and has been completely rebuilt structurally. It offers incredible potential for someone looking to create a rental property, guest house, in-law suite, or living space for adult children. Opportunities like this don't come along often and could provide both additional living space and income potential. This is the kind of property where kids can play outside, families can gather together, and future plans have room to grow. Come see everything this home—and its possibilities—have to offer!

Property details

Beds
4
Baths
2
SqFt
1,432
Lot
Year built
1968
Type
Single Family
Style
Ranch
Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Carpet, Linoleum

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,391/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues

Down payment

$16,250 down · $308,750 financed

Income to qualify (28% rule)

~$102,513 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.