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John KurtzNational Real Estate

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Concord · Concord, NC

4785 Cold Springs Road S

Concord, NC · 2,833 sqft

$495,000

  • 4Beds
  • 2.5Baths
  • 2,833SqFt
  • 2007Year

About this home

Bring your design dreams to this serene acreage retreat! Boasting excellent structural integrity and a stunning natural backdrop, this property is the perfect canvas for your custom makeover. Main level living areas flow seamlessly out to a spacious rear deck, offering a front- ow seat to your private backyard oasis and tranquil pond. The layout offers fantastic versatility, featuring a massive basement ready for your vision, while the entire upper level is dedicated solely to a private, peaceful bedroom retreat. A rare find with endless possibilities!

Property details

Beds
4
Baths
2.5
SqFt
2,833
Lot
Year built
2007
Type
Single Family
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,589/ month

Principal & interest
$3,065
Property tax (~0.92%)
$379
Homeowners insurance
$144
HOA dues

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$153,838 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.