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John KurtzNational Real Estate

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Hendersonville · Hendersonville, NC

48 S Mountain Morning Lane

Hendersonville, NC · 2,580 sqft

$1,310,000

  • 3Beds
  • 2.5Baths
  • 2,580SqFt
  • 2022Year

About this home

This private and secluded mountain retreat sits on a 1.14-acre treed homesite in the gated Cummings Cove Golf & Country Club. It offers breathtaking long-range, year-round southwestern mountain and sunset views from nearly every room. The gentle sounds of a custom three-tier waterfall welcome you along the flagstone walkway to the inviting front porch, accented with cedar and stone columns. Step through the front door and be captivated by the expansive mountain vistas that immediately take center stage. Designed for comfortable main-level living, the open floor plan features a formal dining area framed by custom arched windows overlooking the beautifully landscaped waterfall. The chef's kitchen is a masterpiece, showcasing custom knotty alder cabinetry, stone accents, a striking copper hood over the natural gas cooktop, granite countertops, and abundant workspace for entertaining. Just off the breakfast nook, the three-season room offers a cozy gas-log fireplace and direct access to the spacious 15' x 18' deck featuring Trex decking, cedar posts, stainless steel cable railing, and spectacular mountain views. The great room delivers a true mountain-lodge ambiance with its soaring 18-foot vaulted ceiling, exposed wood accents and arched beams, floor-to-ceiling stone gas log fireplace, and dramatic 4' x 8' custom arched windows fitted with designer shades. The luxurious primary suite is a private retreat, featuring a coffered wood ceiling, expansive mountain-view windows, an oversized 8' x 12' walk-in closet, dual-sink granite vanity, and a spacious walk-in shower. A split-bedroom design ensures privacy for family and guests. Additional features include a well-appointed laundry room with granite countertops, abundant cabinetry, and space for a freezer. Engineered hardwood flooring throughout. Versatile upstairs bonus room with storage that can serve as a recreation room, office, or additional sleeping area. A 10' x 14' finished basement storage and full crawl space provide excellent storage options. Outside, the backyard offers a small grassy area surrounded by natural greenery, creating the perfect setting for a fire pit and outdoor gatherings beneath the stars. Enjoy a 3 car oversized garage with a small work space. Resort-Style Mountain Living nestled in the heart of the Blue Ridge Mountains, Cummings Cove Golf & Country Club is more than a gated community, it's an active lifestyle destination with resort style amenities. Monthly HOA dues of just $180 provide access to exceptional amenities, including a heated pool and spa, water aerobics, fitness center and classes, tennis courts, pickleball courts and clinics, bocce ball, dog park, community garden, numerous clubs and social activities, and on-site dining and bar service at the clubhouse. The community's championship golf course is open year-round, with memberships available but not required. Ideally located, the community is just minutes from DuPont State Recreational Forest and Pisgah National Forest, offering endless opportunities for hiking, biking, fishing, waterfalls, and outdoor recreation. The charming mountain towns of Hendersonville and Brevard are approximately 20 minutes away, providing excellent shopping, dining, healthcare, entertainment, and year-round festivals. Everyday conveniences are nearby in Etowah and Horseshoe, while Asheville Regional Airport is conveniently located about 20 minutes from the community. This exceptional mountain home combines luxury craftsmanship, stunning views, privacy, and an unparalleled lifestyle in one of Western North Carolina's premier gated communities. NOTE: Professional photos & SF will be posted by June 30.

Property details

Beds
3
Baths
2.5
SqFt
2,580
Lot
Year built
2022
Type
Single Family
Garage
3
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Wood
View
Mountain(s), Year Round
HOA dues
$265 / qtr

Features

  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$9,729/ month

Principal & interest
$8,113
Property tax (~1.05%)
$1,146
Homeowners insurance
$382
HOA dues
$88

Down payment

$65,500 down · $1,244,500 financed

Income to qualify (28% rule)

~$416,994 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.