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John KurtzNational Real Estate

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Zirconia · Zirconia, NC

4862 Pinnacle Mountain Road

Zirconia, NC · 4,207 sqft

$1,400,000

  • 5Beds
  • 5Baths
  • 4,207SqFt
  • 2011Year
  • 1Days on market

About this home

Set on 4.17 private acres at approximately 3,000 feet in elevation, this custom Mountain Craftsman retreat combines exceptional privacy, long-range mountain views, a detached guest cabin, RV garage/workshop, and access to resort-style amenities. Timber-frame-inspired architecture showcases soaring tongue-and-groove wood ceilings, cathedral and vaulted spaces, exposed trusses, rich stonework, and a dramatic floor-to-ceiling fireplace. Designed for flexibility, the property includes a detached guest cabin with bedroom, bath, kitchen, living area, covered porch, and outdoor stone fireplace, plus a detached RV garage/workshop ideal for recreational storage, hobbies, or creative pursuits. Located outside the gates of Pinnacle Falls, owners enjoy access to community amenities including 6.5 miles of hiking trails, pool, hot tub, sauna, fitness center, and clubhouse while benefiting from reduced HOA dues. Nearby fire station does not use sirens. Additional features include a whole-house generator, metal roof, fenced area, exclusive access to nearby Lake Summit, and a convenient location close to Flat Rock, Hendersonville, Saluda, and Asheville.

Property details

Beds
5
Baths
5
SqFt
4,207
Lot
Year built
2011
Type
Single Family
Days on market
1
Garage
3
Style
Modern, Traditional
Heating
Central, Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Long Range, Mountain(s)
HOA dues
$850 / yr

Features

  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$10,374/ month

Principal & interest
$8,670
Property tax (~1.05%)
$1,225
Homeowners insurance
$408
HOA dues
$70

Down payment

$70,000 down · $1,330,000 financed

Income to qualify (28% rule)

~$444,633 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.