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John KurtzNational Real Estate

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Spruce Pine · Spruce Pine, NC

49 Creekside Loop

Spruce Pine, NC · 448 sqft

$280,000

  • 1Beds
  • 1Baths
  • 448SqFt
  • 1998Year
  • 2Days on market

About this home

Rare opportunity to own 5 lots totaling 6.013 acres in the Bear Den Campground community just off the Blue Ridge Parkway. This fully furnished mountain cabin features soaring vaulted ceilings, exposed timber beams, warm wood finishes, a full kitchen, spacious bathroom, and a covered porch overlooking a peaceful wooded setting. Surrounded by nature, the property offers an exceptional combination of privacy, mountain charm, and acreage rarely found in the community. Enjoy convenient access to the Blue Ridge Parkway, hiking trails, waterfalls, scenic overlooks, and countless outdoor recreation opportunities throughout Western North Carolina. Whether you're looking for a personal mountain retreat, seasonal getaway, or vacation rental opportunity, this property offers a unique chance to own your own slice of the Blue Ridge Mountains.

Property details

Beds
1
Baths
1
SqFt
448
Lot
Year built
1998
Type
Single Family
Days on market
2
Style
Cabin
Heating
Electric, Propane
Cooling
Window Unit(s)
Foundation
Basement, Pillar/Post/Pier

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,060/ month

Principal & interest
$1,734
Property tax (~1.05%)
$245
Homeowners insurance
$81
HOA dues

Down payment

$14,000 down · $266,000 financed

Income to qualify (28% rule)

~$88,319 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.