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John KurtzNational Real Estate

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Hickory · Hickory, NC

4903 Rio De Luna None

Hickory, NC · 1,968 sqft

$459,999

Reduced from $469,999

  • 3Beds
  • 2Baths
  • 1,968SqFt
  • 2022Year
  • 38Days on market

About this home

10-year warranty transferable to buyer! Welcome to this charming single-story 3 bedroom, 2 bath home tucked inside a desirable lake community! As you pull in, you’ll catch a glimpse of the lake, setting the tone for the lifestyle this property offers. Conveniently located less than 5 miles from the Sandbar marina & grill, and downtown Hickory, plus only minutes from the Wittenberg boat access, this home is perfectly positioned for both relaxation and adventure. The property features a flat backyard, ideal for hosting gatherings or adding a fence for your furry friends, while the long driveway provides a sense of seclusion and privacy from neighbors. To top it off, enjoy the benefit of no city taxes! As well as large expansive windows in the living area, a beautiful custom tie shower with a large walk-in closet. Highlighting the school district of South Caldwell high school, Granite Falls Middle and Dudley Shoals Elementary! This is a rare opportunity to enjoy everything hickory has to offer!

Property details

Beds
3
Baths
2
SqFt
1,968
Lot
Year built
2022
Type
Single Family
Days on market
38
Garage
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,385/ month

Principal & interest
$2,848
Property tax (~1.05%)
$402
Homeowners insurance
$134
HOA dues

Down payment

$22,999 down · $436,999 financed

Income to qualify (28% rule)

~$145,096 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.