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John KurtzNational Real Estate

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Catawba · Catawba, SC

494 Hall Spencer Road

Catawba, SC · 1,192 sqft

$295,000

  • 3Beds
  • 2Baths
  • 1,192SqFt
  • 2017Year
  • 1Days on market

About this home

494 Hall Spencer Rd is a 1-story Catawba single- home built in 2017 with three bedrooms and two bathrooms across roughly 1,250 square feet on a generous lot of about 20,037 square feet. The kitchen pairs wood cabinetry with granite countertops and stainless steel appliances, opening to a hardwood-floored living and dining area beneath a vaulted ceiling for an airy, connected layout. The primary bathroom a dual-sink granite vanity for shared morning routines along with a tub-and-shower combination. A raised covered back deck extends the usable space outdoors and overlooks an expansive, tree-lined yard with room to spread out. The wooded setting and open interior complete this well-maintained residence with practical amenities throughout.. Included 100-Day Home Warranty with buyer activation

Property details

Beds
3
Baths
2
SqFt
1,192
Lot
Year built
2017
Type
Single Family
Days on market
1
Heating
Central, Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,171/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$93,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.