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John KurtzNational Real Estate

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Albemarle · Albemarle, NC

49435 River Run Road

Albemarle, NC · 2,232 sqft

$850,000

  • 3Beds
  • 3Baths
  • 2,232SqFt
  • 1995Year

About this home

Lakefront slice of heaven located on one of the best streets here on the lake! 49435 River Run Road is a charming, full-brick ranch style home and updated beautifully! Walk up to the inviting covered front porch and inside to an open floor plan, loaded with natural light, unique white hardwood floors throughout, shiplapped fireplace in the living room, and such thoughtfully designed updates! The kitchen has pure white quartz countertops, soft gray custom cabinetry, SS appliances, and a breakfast table area with a bay window overlooking the backyard space. There are 3 bedrooms and 2 full bathrooms on the main level while the upstairs has an additional bonus room and office/bedroom space with another full bathroom! Outside you will find a massive composite deck with year round views of the lake, an easy-breeze screened-in porch, fire pit area, and a great sized functional yard that leads down to the boat dock with covered boat dock & lift. The home's oversized 2 car garage doubles as a great workshop area with lots of counter space and cabinetry and the concrete driveway is long, flat, and has a freshly laid gravel addition on the side for extra parking space or storage. River Run Road offers a quiet curb appeal off the main road and is a small neighborhood on a peninsula, truly so peaceful and very functional for every day living at the lake! This home has been cleanly kept and well maintained; complete with a brand new architectural roof & new gutters by TruRoof(March 2026) with a warranty that will transfer to the new homeowner, Hot Water Heater(2024), 2 new/newer AC units(upstairs 2025, downstairs 2022). Lake Tillery offers a special sense of being on vacation while dually convenient enough to get to Charlotte and surrounding cities with ease; not to mention being just down the road from attractions like local marinas & restaurants, desirable golf courses, a winery, Morrow Mountain State Park, and Uwharrie National Forest. We think you are going to love it here, welcome home!

Property details

Beds
3
Baths
3
SqFt
2,232
Lot
Year built
1995
Type
Single Family
Garage
2
Style
Traditional
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood
View
Water

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,255/ month

Principal & interest
$5,264
Property tax (~1.05%)
$743
Homeowners insurance
$247
HOA dues

Down payment

$42,500 down · $807,500 financed

Income to qualify (28% rule)

~$268,113 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.