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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

509 N Graham Street #3F

Charlotte, NC · 1,083 sqft

$289,900

Reduced from $295,000

  • 2Beds
  • 2.5Baths
  • 1,083SqFt
  • 1990Year
  • 42Days on market

About this home

MOTIVATED SELLER. BRING AN OFFER! Includes 2 parking spaces dedicated for the unit, one of which is covered! The pool, fitness center, clubhouse, dog park, grilling area, water, sewer, and trash all included by HOA. This 2 bed, 2.5 bath, top floor condo in Fourth Ward has many recent upgrades including a new roof (2024), new washer and dryer (2024), new flooring (2025), new water heater (2025), smart thermostat, and newly installed fire sprinklers throughout the unit. Non covered parking space is #51 and covered space is #45. Located just moments from Uptown Charlotte’s dining, entertainment, parks, and business district, this condo offers the perfect combination of comfort, convenience, and low maintenance living.

Property details

Beds
2
Baths
2.5
SqFt
1,083
Lot
Year built
1990
Type
Condo
Days on market
42
Garage
1
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
HOA dues
$458 / mo

Features

  • Breakfast Bar
  • Built-in Features
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,591/ month

Principal & interest
$1,795
Property tax (~1.05%)
$253
Homeowners insurance
$84
HOA dues
$458

Down payment

$14,495 down · $275,405 financed

Income to qualify (28% rule)

~$111,070 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.