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John KurtzCharlotte · NC

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Mount Gilead · Mount Gilead, NC

512 Deerfield Road

Mount Gilead, NC · 1,856 sqft

$798,000

  • 2Beds
  • 2Baths
  • 1,856SqFt
  • 1971Year

About this home

Experience the best of Lake Tillery living at 512 Deerfield Road, a beautifully updated, fully furnished waterfront retreat set on a ½-acre double lot with approximately 150 feet of shoreline in a deep 12 to 14 foot cove. Offering the perfect balance of comfort, privacy, and unforgettable outdoor living, this rare property is designed for buyers who want to arrive and immediately begin enjoying the lake lifestyle. From quiet mornings on the porch to sunset evenings by the fire pit, every space has been thoughtfully created for relaxation, entertaining, and making memories on the water.

Inside, the home offers 2 bedrooms, 2 updated bathrooms, and a finished walkout lower level with flexible bonus space ideal for guests, a home office, or additional living and recreation space. The kitchen was renovated in 2022 and features Whirlpool appliances that are three years old or newer, while major improvements completed in 2025 include a new metal roof, updated electrical breaker box, new front door and frame, new sliding doors, and all new water lines from the street to the home and exterior spigots. Both bathrooms were updated in 2024, adding even more peace of mind and modern appeal.

The outdoor setting is what truly makes this property exceptional. Enjoy a new upper deck completed in 2025, a lower deck with stairs to the boathouse built in 2020, a peaceful hammock area, custom fire pit, and beautiful year-round water views. The wired boathouse includes a pontoon lift and Seadoo drive-up pad, while the 150-foot seawall with swell protection added in 2023 enhances both function and shoreline appeal. A wired 608 square foot detached garage, wired shed with lean-to, double driveway, buried electrical lines to both the boathouse and garage, no HOA, and short-term rental potential make this property as practical as it is beautiful. Furnishings are included inside and out, including kitchenware, TVs, linens, towels, and décor, making this a true turnkey Lake Tillery opportunity.

Property details

Beds
2
Baths
2
SqFt
1,856
Lot
Year built
1971
Type
Single Family
Garage
2
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
View
Water, Year Round

Features

  • Kitchen Island
  • Open Floorplan
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,873/ month

Principal & interest
$4,942
Property tax (~1.05%)
$698
Homeowners insurance
$232
HOA dues

Down payment

$39,900 down · $758,100 financed

Income to qualify (28% rule)

~$251,710 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.