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John KurtzCharlotte · NC

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Belmont · Belmont, NC

5129 Watermead Lane

Belmont, NC · 4,347 sqft

$1,100,000

  • 5Beds
  • 3.5Baths
  • 4,347SqFt
  • 2006Year
  • 126'x188'x117'x178'Lot

About this home

Beautiful, spacious custom home in Belmont’s premier gated community, Reflection Pointe, just steps from Lake Wylie and neighborhood amenities. All-brick transitional design with 5 bedrooms, 3.5 baths and approximately 4,347 square feet HLA gives you the space you’ve been looking for, plus a lush half-acre private lot. Inside, you’ll love the warm hardwood floors, gracious 2-story layout, inviting great room with fireplace, and a true entertainer’s kitchen featuring Bosch appliances including double ovens and a warming drawer, gas cooktop, generous granite island.

The main-level layout is designed for comfort and convenience with a spacious primary retreat offering a soaking tub, walk-in closet, and easy access to the laundry room on the same level. Upstairs you’ll find additional bedrooms and baths, giving everyone their own space along with flexible options for a bonus room, home office, or media room. Thoughtful details continue throughout the home with insulated windows, tankless gas water heater, in-ground irrigation, and an oversized attached garage plus golf cart bay and keypad entry.

Step outside to a covered porch/lanai that extends your living space outdoors and overlooks the landscaped backyard that gently leads to a community walking trail, serene pond, and fountain. From sunrise walks to sunset strolls, you’re perfectly positioned to enjoy the natural beauty that makes Reflection Pointe so special.

Living here feels like vacation every day: enjoy the clubhouse, pool, lighted tennis courts, playground, recreation areas, 22 ponds with working fountains throughout the community and community beach right on Lake Wylie, plus boat/trailer storage included in the HOA fee. Only 25 miles to Mountain Island Lake for lake boating. Spend evenings at the community pavilion by the marina, relax on the sandy beach, and watch the sunset over the main channel of Lake Wylie. All of this in the sought-after Belmont location with highly rated Belmont Central Elementary and easy access to shopping, dining, and historic downtown Belmont. Great backyard level and ready for a pool install! Great access to the Douglas Airport, the White Water Center and Downtown Charlotte! Great place to be!

  • Please note some images are digitally staged, there is no existing swimming pool.

Property details

Beds
5
Baths
3.5
SqFt
4,347
Lot
126'x188'x117'x178'
Year built
2006
Type
Single Family
Garage
3
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
HOA dues
$1,180 / 6mo

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,109/ month

Principal & interest
$6,812
Property tax (~0.85%)
$779
Homeowners insurance
$320
HOA dues
$196

Down payment

$55,000 down · $1,045,000 financed

Income to qualify (28% rule)

~$347,541 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.