Denver · Denver, NC
5135 Windward Point
Denver, NC · 1,396 sqft
$899,000
- 2Beds
- 1.5Baths
- 1,396SqFt
- 1971Year
- 90x140x10x77x149Lot
About this home
Unlock the ultimate Lake Norman lifestyle with this incredible waterfront property located in Denver on Windward Point Peninsula! Situated on a prime lot, this solid 1971 full-brick cottage features big main channel water views, a high-utility 2-bedroom, 1.5-bathroom layout, serving as the perfect canvas for your dream lakehouse renovation or a premier custom rebuild. Step inside to find endless potential, or head straight out to the massive lakeside deck—the absolute perfect spot for entertaining, watching sunsets, and enjoying panoramic water views. The true crown jewel of this property is its exceptional, grandfathered waterfront infrastructure. Skip the public lines with your own RARE private boat ramp—an irreplaceable asset that is incredibly difficult to permit on Lake Norman today. The property also features a private pier and floating dock, allowing you to live the lake life on day one (boat lift present but inoperative; conveys as-is). Whether you choose to renovate this brick beauty into a weekend escape, a lucrative short-term rental, or explore modern custom building options utilizing space-saving engineered septic systems, the value is entirely in the dirt and the premium shoreline infrastructure. Highly suggest an early evening tour to capture the breathtaking sunset. Schedule your showing today and bring your vision!
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,396
- Lot
- 90x140x10x77x149
- Year built
- 1971
- Type
- Single Family
- Style
- Cottage
- Heating
- Baseboard, Electric
- Cooling
- Window Unit(s)
- Foundation
- Crawl Space
- Flooring
- Carpet, Linoleum
- View
- Long Range, Water, Year Round
Features
- Open Floorplan
- Dock - Floating
- Other - See Remarks
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$6,616/ month
- Principal & interest
- $5,567
- Property tax (~1.05%)
- $786
- Homeowners insurance
- $262
- HOA dues
- —
Down payment
$44,950 down · $854,050 financed
Income to qualify (28% rule)
~$283,569 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


