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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

514 Smokehouse Lane

Albemarle, NC · 1,656 sqft

$265,000

  • 3Beds
  • 2Baths
  • 1,656SqFt
  • 2013Year

About this home

Looking for a move-in-ready, single-story home with updated finishes in Albemarle, NC? 514 Smokehouse Lane is a three-bedroom, two-bath ranch in Anderson Ridge — one of Albemarle’s established residential communities — offering 1,656 square feet of single-level living with no stairs, a two-car attached garage, and the kind of finish level that’s hard to find at this price point. The open-concept layout connects the vaulted great room to a large eat-in kitchen with dark espresso cabinetry, granite countertops, stainless steel appliances, including a French door refrigerator, a tiled backsplash, and a pantry. A back door leads straight to the concrete patio and yard — great for grilling and outdoor entertaining. The primary suite is roomy with crown molding, a ceiling fan, a walk-in closet, and a private bath featuring a double granite vanity and a glass-door shower. The hall bath and secondary bedrooms are well-sized for guests, kids, or a home office. You’re minutes from Rock Creek Park and a short drive from Morrow Mountain State Park, Badin Lake, and Lake Tillery — putting outdoor recreation well within reach. Downtown Albemarle’s shops and restaurants are easily accessible via US-24/27.

Property details

Beds
3
Baths
2
SqFt
1,656
Lot
Year built
2013
Type
Single Family
Garage
442
Heating
Central
Cooling
Central Air
Foundation
Slab
HOA dues
$200 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,967/ month

Principal & interest
$1,641
Property tax (~1.05%)
$231
Homeowners insurance
$77
HOA dues
$16

Down payment

$13,250 down · $251,750 financed

Income to qualify (28% rule)

~$84,302 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.