Shelby · Shelby, NC
515 Polkville Road
Shelby, NC · 1,187 sqft
$209,900
Reduced from $224,000
- 2Beds
- 1Baths
- 1,187SqFt
- 1944Year
- 15Days on market
About this home
Charming and move-in ready! This crisp and clean 2 bdrm, 1 bath home offers timeless appeal with beautiful hardwood floors and classic built-in that add both character and functionality. A brand new roof provides peace of mind while the well maintained features make this home truly turn-key. Outside is a detached garage along with an additional storage building perfect for all the extras. Don't miss this inviting property that blends comfort, convenience and charm!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,187
- Lot
- —
- Year built
- 1944
- Type
- Single Family
- Days on market
- 15
- Garage
- 1
- Style
- Traditional
- Heating
- Electric, Heat Pump
- Cooling
- Electric, Heat Pump
- Foundation
- Crawl Space
- Flooring
- Laminate, Tile, Wood
Features
- Built-in Features
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,544/ month
- Principal & interest
- $1,299
- Property tax (~1.05%)
- $183
- Homeowners insurance
- $61
- HOA dues
- —
Down payment
$10,495 down · $199,405 financed
Income to qualify (28% rule)
~$66,207 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.