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John KurtzNational Real Estate

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Hickory · Hickory, NC

521 5th Street NW

Hickory, NC · 3,514 sqft

$670,000

  • 3Beds
  • 3Baths
  • 3,514SqFt
  • 1956Year
  • 1Days on market

About this home

This home has always been a 'Beauty'! This is one of Hickory's most charming homes — and one of its rarest opportunities. A beautifully preserved 1956 classic on an exceptional 0.7-acre double lot with a pool on one of the best streets in town.

The Home features tall ceilings, hardwood floors, and large windows with abundant natural light. A true living room, formal dining room, and spacious den overlooking a large pool. Timeless character and charm throughout.

The Updates (all 2026) include a brand new roof, fresh interior and exterior paint, fully finished basement with flexible living space — home office, gym, or guest suite — plus a full bath.

The Lot is 0.7 acres on a double lot with mature trees that is nearly impossible to find this close to downtown.

Located within a few blocks of Downtown Hickory, you will hear the sounds of Oktoberfest in the Fall and the bands performing "Under the Sails" on Friday nights in late Spring/early Summer! Maybe even hear the announcers calling the Lenoir Rhyne Football games on Saturday in the Fall! Simply a great location! Hickory continues to be a great place to live, work and play.

This combination of character, updates, lot size, pool and location is extraordinarily rare. Don't miss it. Call me and lets get moving!

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Property details

Beds
3
Baths
3
SqFt
3,514
Lot
Year built
1956
Type
Single Family
Days on market
1
Garage
2
Heating
Floor Furnace, Natural Gas
Cooling
Central Air
Foundation
Basement, Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,931/ month

Principal & interest
$4,149
Property tax (~1.05%)
$586
Homeowners insurance
$195
HOA dues

Down payment

$33,500 down · $636,500 financed

Income to qualify (28% rule)

~$211,335 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.