Skip to content
John KurtzNational Real Estate

View all 6 photos →

Scaly Mountain · Scaly Mountain, NC

531 Shoal Creek Road

Scaly Mountain, NC · 716 sqft

$109,900

  • 2Beds
  • 1Baths
  • 716SqFt
  • 1950Year
  • 3Days on market

About this home

Your affordable mountain cottage awaits. Tucked away on 2 private acres in the heart of Scaly Mountain NC, this 2 bed 1 bath cottage is ready for its new owners to breath new life into it. The floorplan includes a living room, eat-in kitchen, 2 bedrooms, a full bathroom, plus a laundry room. The covered front porch is just perfect for soaking up the surrounding nature. This is a very affordable mountain getaway opportunity that doesn't come around that often!

Property details

Beds
2
Baths
1
SqFt
716
Lot
Year built
1950
Type
Single Family
Days on market
3
Heating
None
Cooling
None
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$808/ month

Principal & interest
$680
Property tax (~1.05%)
$96
Homeowners insurance
$32
HOA dues

Down payment

$5,495 down · $104,405 financed

Income to qualify (28% rule)

~$34,665 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.