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John KurtzCharlotte · NC

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Concord · Concord, NC

538 Railway Place SW

Concord, NC · 1,556 sqft

$339,995

  • 4Beds
  • 2Baths
  • 1,556SqFt
  • 2002Year

About this home

Welcome home to easy one-story living in this meticulously maintained, move-in ready 4-bedroom, 2-full-bath home with updates throughout, a functional layout, 2-car attached garage, and a beautiful private backyard oasis.

Step inside to a welcoming front flex space, perfect for a sitting room, home office, playroom, or additional lounge area. From there, the home opens into the spacious living and dining areas, where a vaulted ceiling creates a bright, open, and inviting feel throughout the main living space.

The large kitchen offers plenty of cabinet space, a center island, breakfast bar area, and a great layout for everyday living and entertaining. Just off the living room, a sliding glass door leads directly to the patio and backyard, creating an easy flow for indoor-outdoor enjoyment.

The backyard is truly a standout feature, complete with a privacy fence, patio, gazebo, and peaceful setting perfect for relaxing, grilling, outdoor dining, pets, play, or gathering with friends and family.

The primary bedroom features a private bath with a garden tub, while all bedrooms offer plenty of closet space for added convenience and storage. Outside, attractive updated landscaping adds to the home’s curb appeal and welcoming feel.

Located on a lower-traffic street near the cul-de-sac and convenient to shopping, schools, and everyday amenities. Move right in and enjoy updates throughout, flexible living spaces, a spacious kitchen, 2-car garage, and a private backyard retreat. This home is a must-see!

Property details

Beds
4
Baths
2
SqFt
1,556
Lot
Year built
2002
Type
Single Family
Garage
2
Heating
Forced Air
Cooling
Central Air
Foundation
Slab
HOA dues
$133 / yr

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,476/ month

Principal & interest
$2,105
Property tax (~0.92%)
$260
Homeowners insurance
$99
HOA dues
$11

Down payment

$16,999 down · $322,995 financed

Income to qualify (28% rule)

~$106,140 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.