Belmont · Belmont, NC
539 Cottage Garden Lane
Belmont, NC · 3,872 sqft
$732,126
- 4Beds
- 3.5Baths
- 3,872SqFt
- 2026Year
About this home
Belmont Newest Single Family Community with direct access to and includes a Daniel Stowe Botanical Gardens! Our Model Home is a Stonefield. Come See Us! Call Listing Agent!
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 3,872
- Lot
- —
- Year built
- 2026
- Type
- Single Family
- Garage
- 2
- Heating
- Natural Gas, Zoned
- Cooling
- Central Air
- Foundation
- Slab
- HOA dues
- $74 / mo
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$5,340/ month
- Principal & interest
- $4,534
- Property tax (~0.85%)
- $518
- Homeowners insurance
- $213
- HOA dues
- $74
Down payment
$36,606 down · $695,519 financed
Income to qualify (28% rule)
~$228,874 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


