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John KurtzNational Real Estate

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Union Mills · Union Mills, NC

540 Crutchfield Road

Union Mills, NC · 1,444 sqft

$249,900

  • 3Beds
  • 1.5Baths
  • 1,444SqFt
  • 1967Year
  • 1Days on market

About this home

Some places simply feel different.

At 540 Crutchfield Road, the landscape has been shaping memories long before the home was ever built. Massive hardwood trees, now more than a century old, frame the property with their sprawling branches and welcome shade. Beyond them, open pastures roll toward the horizon where the Blue Ridge Mountains rise in the distance, creating a view that never seems to get old.

From the living room, the mountains become part of everyday life. Morning coffee comes with a front-row seat to changing seasons, drifting clouds, and the quiet beauty that makes this part of North Carolina so special.

The home itself has been thoughtfully refreshed with new flooring and fresh paint throughout, creating a clean and inviting space ready for its next chapter. Offering three bedrooms, one full bath, and a convenient half bath, the single-level layout is comfortable, practical, and easy to enjoy. A full basement provides additional storage and workspace below.

Outside, a large wooden workshop stands ready for projects, equipment, hobbies, or simply a place to tinker. The yard offers plenty of room to spread out, garden, or relax beneath the shade of trees that have stood here for generations.

The property has also been recently surveyed, with boundary markers already in place, making it easy to understand exactly what you're purchasing.

This isn't a subdivision home with a mountain-themed name and a distant glimpse of a ridge. This is a genuine foothills property where the views are real, the trees are old, and life moves at just the right pace.

Property details

Beds
3
Baths
1.5
SqFt
1,444
Lot
Year built
1967
Type
Single Family
Days on market
1
Heating
Central
Cooling
Central Air
Foundation
Basement, Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,839/ month

Principal & interest
$1,547
Property tax (~1.05%)
$218
Homeowners insurance
$72
HOA dues

Down payment

$12,495 down · $237,405 financed

Income to qualify (28% rule)

~$78,825 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.