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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

5531 Harris Cove Drive

Charlotte, NC · 1,817 sqft

$350,000

  • 3Beds
  • 2.5Baths
  • 1,817SqFt
  • 2020Year

About this home

Freshly painted and move-in ready, this beautifully maintained townhome offers the space of a traditional home with the convenience of low-maintenance living. The open-concept design centers around a stunning kitchen with a large island, walk-in pantry, and seamless flow into the dining and living areas, creating a bright and inviting space for everyday living and entertaining. Even better, the refrigerator, washer, and dryer are included, making your move that much easier.

Upstairs, you'll find a spacious primary suite with walk-in closet and private bath, two additional bedrooms, a versatile loft, and convenient upper-level laundry room. Outside, enjoy one of the features rarely found in many townhomes—a private, fully fenced backyard with patio, perfect for pets, play, gardening, or simply relaxing outdoors.

Located in The Enclave at Davis Lake, you'll enjoy easy access to Davis Lake amenities, nearby parks and greenways, shopping, dining, I-485, I-77, and Uptown Charlotte. Combining modern finishes, flexible living space, and a highly convenient North Charlotte location, this home offers exceptional value in today's market.

SPECIAL FINANCING is available through First National Bank for qualified primary-residence buyers, featuring a conventional loan with NO PMI and up to $10,000 that may be used toward a rate buy-down, closing costs, or down payment. The monthly savings from eliminating PMI may help offset a significant portion of the HOA dues.

Property details

Beds
3
Baths
2.5
SqFt
1,817
Lot
Year built
2020
Type
Townhome
Garage
1
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Tile, Vinyl
HOA dues
$156 / mo

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,731/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues
$156

Down payment

$17,500 down · $332,500 financed

Income to qualify (28% rule)

~$117,084 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.