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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

574 N Church Street

Charlotte, NC · 2,062 sqft

$840,000

  • 3Beds
  • 2Baths
  • 2,062SqFt
  • 1999Year

About this home

Set on the top floor in the heart of historic Fourth Ward, this beautifully reimagined residence pairs the character of one of Charlotte’s most charming neighborhoods with a sophisticated, modern interior. An extensive 2022 renovation transformed the home with wide-plank white oak flooring, solid interior doors, curated modern lighting and hardware, and soaring 11 foot ceilings throughout the main living area. Plus, new lighting was just installed in the foyer, dining room, and primary bedroom!

The beautifully designed kitchen features custom cabinetry, quartz countertops and backsplash, gas cooking, a wine refrigerator, and a custom vent hood. .

Just beyond the living area, a private brick-paver terrace provides a peaceful outdoor retreat overlooking the tree-lined streets and historic Fourth Ward, with beautiful sunset views throughout the year. A natural gas connection for grilling and outdoor water access make the terrace ideal for both entertaining and everyday enjoyment.

The oversized primary suite offers two customized closets and a renovated bathroom with timeless neutral tile, quartz surfaces, a heated towel bar and refined finishes.

The third bedroom offers exceptional versatility with a built-in Murphy bed seamlessly integrated with custom drawers, shelving and cabinetry creating a beautifully designed space that can easily transition between a guest room, home office or den.

Two deeded parking spaces, a storage closet on the same floor, new Trane HVAC installed in June 2026, ARC Energy triple-pane windows, gated access, security cameras, keypad building entry, garage bike storage, Google Fiber 1G and an in-home audio system that includes speakers in the living room, kitchen, primary bedroom, and primary bathroom complete the residence.

A rare opportunity to enjoy top-floor living, exceptional renovation quality and an inviting indoor-outdoor lifestyle in one of Uptown Charlotte’s most distinctive historic neighborhoods.

Property details

Beds
3
Baths
2
SqFt
2,062
Lot
Year built
1999
Type
Condo
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Other - See Remarks
Flooring
Tile, Wood
View
City, Long Range, Year Round
HOA dues
$965 / mo

Features

  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Split Bedroom
  • Walk-In Closet(s)
  • Elevator
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,147/ month

Principal & interest
$5,202
Property tax (~1.05%)
$735
Homeowners insurance
$245
HOA dues
$965

Down payment

$42,000 down · $798,000 financed

Income to qualify (28% rule)

~$306,315 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.