Cramerton · Cramerton, NC
58 4th Street
Cramerton, NC · 1,520 sqft
$329,000
- 3Beds
- 2Baths
- 1,520SqFt
- 1900Year
About this home
Charming 3-bedroom, 2-bath corner-lot home in Cramerton, built in 1900 and full of character. The covered front porch features mature landscaping, and the yard is fully fenced. Two fireplaces with gas lines add warmth to the living spaces, and the crawlspace has been fully encapsulated with a vapor barrier and sump pumps. One of the bedrooms offers flexible space, ideal for a home office or guest room. Located within walking distance of downtown Cramerton, with the South Fork Catawba River directly across the street. Easy access to Belmont, Gastonia, and Charlotte. No HOA. City water and sewer. Property is partially located in FEMA Flood Zone AE. Flood insurance currently in place.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,520
- Lot
- —
- Year built
- 1900
- Type
- Single Family
- Style
- Bungalow, Traditional
- Heating
- Central, Forced Air
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
- Flooring
- Wood
- View
- Water
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,421/ month
- Principal & interest
- $2,037
- Property tax (~1.05%)
- $287
- Homeowners insurance
- $95
- HOA dues
- —
Down payment
$16,450 down · $312,550 financed
Income to qualify (28% rule)
~$103,775 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.