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John KurtzNational Real Estate

Lincolnton · Lincolnton, NC

601 Forney Avenue

Lincolnton, NC · 2,270 sqft

$345,000

  • 4Beds
  • 2Baths
  • 2,270SqFt
  • 1917Year

About this home

This charming home is filled with character and history. As you step onto the covered front porch, take a moment to relax on the porch swing and enjoy the peaceful setting. Inside, the first floor features a spacious living room, an office/den, and an additional room with a closet added, offering the convenience of a potential first-floor bedroom. Hardwood floors and beadboard ceilings add warmth and timeless charm throughout the main level.

Upstairs, you’ll find additional bedrooms and a full bath. A bright sunroom provides flexible space and could easily serve as a playroom, craft room, or extra bedroom. Outside, a detached building/shed with electricity offers excellent storage, workshop, or hobby space. Situated on a large corner lot just outside the downtown area, this property offers both charm and convenience.

Property details

Beds
4
Baths
2
SqFt
2,270
Lot
Year built
1917
Type
Single Family
Style
Cape Cod
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl, Wood

Features

  • Attic Walk In

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,539/ month

Principal & interest
$2,136
Property tax (~1.05%)
$301
Homeowners insurance
$100
HOA dues

Down payment

$17,250 down · $327,750 financed

Income to qualify (28% rule)

~$108,822 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.