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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

605 Silversmith Lane

Charlotte, NC · 1,800 sqft

$499,900

  • 3Beds
  • 2Baths
  • 1,800SqFt
  • 2008Year
  • 1Days on market

About this home

Built in 2008—years after much of Settlers Landing was established—605 Silversmith offers a combination that rarely becomes available: the mature setting and larger homesites that attract buyers to the neighborhood, paired with true one-level living and a floorplan that feels far more current than many surrounding homes.

The home unfolds across open gathering spaces that connect naturally to one another and to the outdoors. At its center is a thoughtfully updated kitchen featuring quartz countertops, upgraded Samsung appliances, five-burner gas cooking, a Bosch dishwasher, and a generous island that naturally becomes the hub of daily life. A beamed dining area adds architectural character while large windows bring the backyard into view from much of the home. A vaulted sunroom and adjoining three-season room with Eze Breeze style windows (added in 2018) create additional places to relax, gather, or simply enjoy the changing seasons.

The layout also offers a level of flexibility that is increasingly valued today. The spacious primary suite enjoys direct access to the three-season room, creating a quiet connection to the outdoors, while the secondary bedrooms offer comfortable proportions. A dedicated office provides space to work from home, pursue hobbies, or simply create a room tailored to the way you live.

What ultimately sets the property apart is the backyard itself.

Private, fenced, and extensively enhanced in 2021, it feels less like a backyard and more like an extension of the home's living space. Thoughtful landscaping, custom hardscaping, ambient lighting, and multiple areas to gather or garden create an outdoor environment that invites everyday use rather than occasional maintenance. The result is an outdoor space designed to be enjoyed as much as the home itself.

Located directly across from Elizabeth Lane Elementary, 605 Silversmith offers a perspective on Settlers Landing that rarely becomes available—a newer home in one of South Charlotte's most established neighborhood settings with no HOA dues, just minutes from the shopping, dining, and everyday conveniences of the Arboretum and the local restaurants, events, and small-town charm of downtown Matthews.

Property details

Beds
3
Baths
2
SqFt
1,800
Lot
Year built
2008
Type
Single Family
Days on market
1
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,679/ month

Principal & interest
$3,096
Property tax (~1.05%)
$437
Homeowners insurance
$145
HOA dues

Down payment

$24,995 down · $474,905 financed

Income to qualify (28% rule)

~$157,681 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.