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John KurtzNational Real Estate

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Charlotte · Charlotte, NC

6128 Lake Providence Lane

Charlotte, NC · 3,408 sqft

$939,000

  • 4Beds
  • 3.5Baths
  • 3,408SqFt
  • 1998Year

About this home

Nestled in one of South Charlotte’s most established and desirable communities, this beautifully updated 4-bedroom, 3.5-bath residence offers the perfect blend of timeless charm, thoughtful upgrades, and modern comfort. From the moment you step inside, you’ll appreciate the rich hardwoods, newer ultra-durable luxury vinyl plank flooring, inviting living spaces, and expansive open-concept kitchen and family room designed for both everyday living and effortless entertaining. The spacious owner’s suite serves as a private retreat with an en suite bath, while the additional bedrooms provide flexibility for family, guests, or home office needs. One of the home’s standout features is the unique and versatile upstairs layout, offering character, privacy, and multiple functional spaces that create an ideal setup for today’s evolving lifestyle. Extensively updated and meticulously maintained, this home features solar panels, upgraded electrical wiring, a tankless water heater conversion, all-new windows and exterior doors, a replaced garage door, added circuitry for a future hot tub, and a full gutter and gutter protection system installed in 2023. The home also includes gas heating, a central vacuum system, and a second upstairs refrigerator that conveys with the property. Built with a crawl space foundation and durable Hardie board exterior siding, this home offers both quality construction and long-term durability. Step outside to discover a truly low-maintenance backyard retreat featuring premium artificial turf designed for year-round enjoyment without the upkeep — creating the perfect setting for relaxing, entertaining, or simply enjoying your private outdoor space. Perfectly positioned near top-rated schools, premier shopping and dining, and convenient access to Providence Road and I-485, this exceptional property offers a rare opportunity to enjoy established South Charlotte living with meaningful modern upgrades throughout. Appraised Above Asking at $950,000!!

Property details

Beds
4
Baths
3.5
SqFt
3,408
Lot
Year built
1998
Type
Single Family
Garage
2
Heating
Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Features

  • Central Vacuum

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,911/ month

Principal & interest
$5,815
Property tax (~1.05%)
$821
Homeowners insurance
$273
HOA dues

Down payment

$46,950 down · $892,050 financed

Income to qualify (28% rule)

~$296,186 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.