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John KurtzNational Real Estate

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Belmont · Belmont, NC

620 Ardent Trail

Belmont, NC · 1,966 sqft

$495,000

  • 3Beds
  • 2.5Baths
  • 1,966SqFt
  • 2016Year
  • 1Days on market

About this home

Discover the charm of this beautiful 3-bedroom, 2.5-bathroom home nestled in the highly popular Morgan's Branch neighborhood of Belmont. Outfitted with $20,000 worth of premium updates including plantation shutters, an integrated home camera security system, new carpet, remodeled half bath and fresh paint throughout, this residence exudes high-end style and total peace of mind. The welcoming open-concept design features a gourmet kitchen complete with granite countertops, a large subway tile backsplash, stainless steel appliances, and a spacious dining area perfect for entertaining, while a separate study offers a quiet space for a home office.

Every bathroom has received thoughtful attention; the main-level powder room has been beautifully updated with a new vanity and modern fixtures, while the primary bathroom features an added luxury bidet. Outside, sip your morning coffee on the cover front porch or enjoy the tranquility of a private, fully fenced backyard and a relaxing covered patio. Also, has direct access to the community's scenic walking trails. Plentiful neighborhood amenities include a pool, playground, dog park, trails, and convenient boat storage options—all less than a mile from Lake Wylie and just a short drive from downtown Belmont. This upgraded, move-in-ready home is a must-see!

Property details

Beds
3
Baths
2.5
SqFt
1,966
Lot
Year built
2016
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Wood
HOA dues
$213 / qtr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,631/ month

Principal & interest
$3,065
Property tax (~0.85%)
$350
Homeowners insurance
$144
HOA dues
$71

Down payment

$24,750 down · $470,250 financed

Income to qualify (28% rule)

~$155,643 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.