Belmont · Belmont, NC
620 Ardent Trail
Belmont, NC · 1,966 sqft
$495,000
- 3Beds
- 2.5Baths
- 1,966SqFt
- 2016Year
- 1Days on market
About this home
Discover the charm of this beautiful 3-bedroom, 2.5-bathroom home nestled in the highly popular Morgan's Branch neighborhood of Belmont. Outfitted with $20,000 worth of premium updates including plantation shutters, an integrated home camera security system, new carpet, remodeled half bath and fresh paint throughout, this residence exudes high-end style and total peace of mind. The welcoming open-concept design features a gourmet kitchen complete with granite countertops, a large subway tile backsplash, stainless steel appliances, and a spacious dining area perfect for entertaining, while a separate study offers a quiet space for a home office.
Every bathroom has received thoughtful attention; the main-level powder room has been beautifully updated with a new vanity and modern fixtures, while the primary bathroom features an added luxury bidet. Outside, sip your morning coffee on the cover front porch or enjoy the tranquility of a private, fully fenced backyard and a relaxing covered patio. Also, has direct access to the community's scenic walking trails. Plentiful neighborhood amenities include a pool, playground, dog park, trails, and convenient boat storage options—all less than a mile from Lake Wylie and just a short drive from downtown Belmont. This upgraded, move-in-ready home is a must-see!
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 1,966
- Lot
- —
- Year built
- 2016
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Heating
- Forced Air, Natural Gas
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Slab
- Flooring
- Carpet, Wood
- HOA dues
- $213 / qtr
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$3,631/ month
- Principal & interest
- $3,065
- Property tax (~0.85%)
- $350
- Homeowners insurance
- $144
- HOA dues
- $71
Down payment
$24,750 down · $470,250 financed
Income to qualify (28% rule)
~$155,643 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


