Dallas · Dallas, NC
644 Dallas Spencer Mountain Road
Dallas, NC · 941 sqft
$205,000
- 3Beds
- 1Baths
- 941SqFt
- 1961Year
- 1Days on market
About this home
Welcome home to this well-maintained brick ranch in a convenient Dallas location. Offering 3 bedrooms and 1 full bath, this charming home features beautiful hardwood floors, a functional one-level layout, and pride of ownership throughout. Major updates provide peace of mind, including a heat pump installed in 2020, newer water heater, septic system replaced approximately six years ago, and a roof replaced following the most recent hail storm. Whether you're a first-time buyer, downsizing, or looking for a solid investment property, this move-in-ready home offers comfort, durability, and value. Enjoy the simplicity of ranch-style living with plenty of outdoor space and easy access to Dallas, Gastonia, and surrounding amenities.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 941
- Lot
- —
- Year built
- 1961
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Heat Pump, Natural Gas
- Cooling
- Central Air, Electric
- Foundation
- Crawl Space
- Flooring
- Vinyl, Wood
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,508/ month
- Principal & interest
- $1,269
- Property tax (~1.05%)
- $179
- Homeowners insurance
- $59
- HOA dues
- —
Down payment
$10,250 down · $194,750 financed
Income to qualify (28% rule)
~$64,662 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.