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John KurtzNational Real Estate

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Clyde · Clyde, NC

65 Spencer Street

Clyde, NC · 1,188 sqft

$299,999

  • 3Beds
  • 2Baths
  • 1,188SqFt
  • 1985Year
  • 1Days on market

About this home

Enjoy peaceful mountain living with the convenience of being just minutes from Lake Junaluska and 30 minutes to downtown Asheville. This 3-bedroom, 2-bath home features an open floor plan with a vaulted living area, newer flooring, and a ductless mini-split system for year-round comfort. Relax on the deck and enjoy the quiet setting, and enjoy the endless possibilities of the level yard, with plenty of space for gardening and recreation. The lower-level 2-car garage offers ample storage and workshop space, adding flexibility for hobbies and projects. A wonderful opportunity to enjoy the best of Western North Carolina living.

Property details

Beds
3
Baths
2
SqFt
1,188
Lot
Year built
1985
Type
Single Family
Days on market
1
Garage
2
Style
Bungalow
Heating
Ductless, Space Heater
Cooling
Ductless
Foundation
Other - See Remarks
Flooring
Vinyl

Features

  • Breakfast Bar
  • Open Floorplan
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,207/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues

Down payment

$14,999 down · $284,999 financed

Income to qualify (28% rule)

~$94,627 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.