Mill Spring · Mill Spring, NC
66 Misery Ridge Trail
Mill Spring, NC · 2,860 sqft
$638,000
- 2Beds
- 3Baths
- 2,860SqFt
- 1995Year
About this home
Welcome to this beautiful, unrestricted, unzoned 14.54-acre property featuring a gated entrance and the potential for stunning panoramic mountain views. The property includes a spacious 2,800+ sq ft home with a full basement apartment, perfect for multigenerational living or rental income opportunities. Live in one space and rent the other! Conveniently located just 5 miles from TIEC and 9.5 miles from FETA parking with over 150 miles of horse trails!! This home offers hardwood, carpet, and vinyl flooring, an open floor plan with cathedral ceilings upstairs, a galley kitchen, and an eat-in bar area. The home is listed as a 2-bedroom due to the septic permit, but it also includes two additional bonus rooms downstairs. There is supposed to be a creek on property, but up to buyer to verify. The property may also be purchased with 6 acres for $450,000. The home is surrounded by fencing, with some sections damaged by fallen trees during Hurricane Helene. The additional acreage has become overgrown over time, but with clearing, it could reveal breathtaking mountain views once again. Previous renters kept horses on the property, and with a little work, this could easily become an outstanding farm property. Best of all, there are no animal restrictions!
Property details
- Beds
- 2
- Baths
- 3
- SqFt
- 2,860
- Lot
- —
- Year built
- 1995
- Type
- Single Family
- Style
- Ranch
- Heating
- Electric, Heat Pump
- Cooling
- Central Air, Heat Pump
- Foundation
- Basement
- Flooring
- Carpet, Linoleum, Wood
- View
- Long Range, Mountain(s), Winter
Features
- Attic Other
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,695/ month
- Principal & interest
- $3,951
- Property tax (~1.05%)
- $558
- Homeowners insurance
- $186
- HOA dues
- —
Down payment
$31,900 down · $606,100 financed
Income to qualify (28% rule)
~$201,242 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.