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John KurtzNational Real Estate

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Morganton · Morganton, NC

705 West Union Street

Morganton, NC · 1,591 sqft

$319,000

  • 4Beds
  • 2Baths
  • 1,591SqFt
  • 1945Year
  • 1Days on market

About this home

Designed by local architect Folger Architecture, the mid-century details in this downtown Morganton home make it a refreshing departure from cookie cutter construction. This home is located on one of downtown Morganton's most popular thoroughfares - providing the perfect location to walk or bike to downtown Morganton. Enjoy shopping, dining, concerts, and community events. Step inside off one of several covered decks into the dining room. A functional size for dining and using as the hub of the house. Off the dining room is the kitchen where the details continue. Thoughtfully designed to complement the home's architecture, the kitchen features clean lines, warm wood finishes, dramatic floor-to-ceiling windows, and period-inspired lighting that celebrates the home's original character. Two of the home's four bedrooms are located on the main level in addition to a full bathroom. The living room on the main floor is one of two dedicated living spaces in the home and features a gas fireplace. Step out from the living room into the sunroom and then onto the uncovered back deck. Upstairs you'll walk into the second living room where the attention to detail continues. This living room is centrally located between two large bedrooms. One bedroom has a Juliet balcony and the other a private covered deck. Upstairs also offers a huge walk in closet and a full bathroom. Need extra storage? The unfinished basement provides plenty of room for everything from holiday décor to outdoor gear. There is also a finished office in the basement that isn't included in the heated square footage but is the perfect spot to work, create, or play in a home office or studio. The basement office also has a separate exterior entrance. There is also a half bathroom in the basement. A rare opportunity to own a home where thoughtful architecture, timeless design, and an unbeatable downtown location come together!

Property details

Beds
4
Baths
2
SqFt
1,591
Lot
Year built
1945
Type
Single Family
Days on market
1
Style
Contemporary
Heating
Electric, Forced Air, Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,347/ month

Principal & interest
$1,975
Property tax (~1.05%)
$279
Homeowners insurance
$93
HOA dues

Down payment

$15,950 down · $303,050 financed

Income to qualify (28% rule)

~$100,621 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.