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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

7104 Kinsmore Lane

Charlotte, NC · 2,148 sqft

$400,000

  • 4Beds
  • 2.5Baths
  • 2,148SqFt
  • 1989Year
  • 1Days on market

About this home

Nestled on a private, wooded lot, this spacious two-story home offers the perfect blend of comfort, character, and modern updates. Step inside to find gleaming hardwood floors, elegant crown molding, decorative wainscoting, and multiple living spaces designed for everyday living and entertaining. The main level features a formal living room, formal dining room, and an inviting family room with a cozy fireplace and French doors leading to the rear deck. The bright kitchen offers stainless steel appliances, abundant cabinetry, generous counter space, and a sunny breakfast area overlooking the backyard. Upstairs, the oversized primary suite boasts a vaulted ceiling and a beautifully renovated spa-inspired bath featuring a dual-sink vanity, marble-look flooring, glass-enclosed shower, and soaking tub. Three additional bedrooms provide ample space for family, guests, or a home office, while the secondary bath offers a convenient tub/shower combination. Enjoy outdoor living on the rear deck surrounded by mature trees and peaceful green space, creating a private setting perfect for relaxing or entertaining. Additional highlights include a laundry room, updated bathrooms, fresh neutral finishes throughout, and abundant natural light. A wonderful opportunity to own a move-in ready home with generous living space, timeless architectural details, and a tranquil backyard setting.

Property details

Beds
4
Baths
2.5
SqFt
2,148
Lot
Year built
1989
Type
Single Family
Days on market
1
Garage
2
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$126,171 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.